.breadcrumb[data-astro-cid-64d6bjj3]{background-color:var(--color-gray-100);padding:var(--spacing-3) 0;font-size:.875rem}.breadcrumb[data-astro-cid-64d6bjj3] a[data-astro-cid-64d6bjj3]{color:var(--color-primary)}.refinance-hero[data-astro-cid-64d6bjj3]{background:linear-gradient(135deg,var(--color-secondary) 0%,var(--color-secondary-light) 100%);color:var(--color-white);padding:var(--spacing-20) 0;text-align:center}.hero-title[data-astro-cid-64d6bjj3]{font-size:2.5rem;font-weight:700;margin-bottom:var(--spacing-6);color:var(--color-white)}.hero-description[data-astro-cid-64d6bjj3]{font-size:1.25rem;margin-bottom:var(--spacing-8);color:#ffffffe6;max-width:800px;margin-left:auto;margin-right:auto}.hero-benefits[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-4);margin-bottom:var(--spacing-8);max-width:800px;margin-left:auto;margin-right:auto}.benefit-item[data-astro-cid-64d6bjj3]{display:flex;align-items:center;gap:var(--spacing-2);text-align:left}.benefit-icon[data-astro-cid-64d6bjj3]{color:var(--color-primary);font-weight:700;font-size:1.25rem}.benefit-text[data-astro-cid-64d6bjj3]{color:#ffffffe6}.hero-cta[data-astro-cid-64d6bjj3]{display:flex;gap:var(--spacing-4);justify-content:center;flex-wrap:wrap}.calculator-section[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0;background:var(--color-gray-50)}.section-header[data-astro-cid-64d6bjj3]{text-align:center;margin-bottom:var(--spacing-8)}.section-header[data-astro-cid-64d6bjj3] h2[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-3)}.calculator-wrapper[data-astro-cid-64d6bjj3]{max-width:800px;margin:0 auto}.benefits-section[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0}.section-title[data-astro-cid-64d6bjj3]{text-align:center;font-size:2.25rem;font-weight:700;color:var(--color-secondary);margin-bottom:var(--spacing-8)}.benefits-grid[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-6)}.benefit-card[data-astro-cid-64d6bjj3]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow);text-align:center;transition:transform .3s ease}.benefit-card[data-astro-cid-64d6bjj3]:hover{transform:translateY(-4px)}.benefit-card[data-astro-cid-64d6bjj3] .benefit-icon[data-astro-cid-64d6bjj3]{font-size:3rem;margin-bottom:var(--spacing-4)}.benefit-card[data-astro-cid-64d6bjj3] h3[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-3)}.location-links[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0;background:var(--color-gray-50)}.location-grid[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:var(--spacing-8);margin-bottom:var(--spacing-8)}.location-section[data-astro-cid-64d6bjj3] h3[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-4)}.location-list[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:var(--spacing-2)}.location-link[data-astro-cid-64d6bjj3]{color:var(--color-primary);text-decoration:none;padding:var(--spacing-2);border-radius:var(--border-radius);transition:background-color .2s ease}.location-link[data-astro-cid-64d6bjj3]:hover{background:var(--color-gray-100);text-decoration:none}.special-scenarios[data-astro-cid-64d6bjj3] h3[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-4)}.scenario-links[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-4)}.scenario-link[data-astro-cid-64d6bjj3]{display:flex;align-items:center;gap:var(--spacing-3);background:var(--color-white);padding:var(--spacing-4);border-radius:var(--border-radius-lg);text-decoration:none;color:var(--color-secondary);box-shadow:var(--shadow);transition:transform .3s ease}.scenario-link[data-astro-cid-64d6bjj3]:hover{transform:translateY(-2px);text-decoration:none;color:var(--color-secondary)}.scenario-icon[data-astro-cid-64d6bjj3]{font-size:2rem}.scenario-content[data-astro-cid-64d6bjj3]{display:flex;flex-direction:column;gap:var(--spacing-1)}.scenario-content[data-astro-cid-64d6bjj3] strong[data-astro-cid-64d6bjj3]{color:var(--color-secondary)}.scenario-content[data-astro-cid-64d6bjj3] span[data-astro-cid-64d6bjj3]{color:var(--color-gray-600);font-size:.875rem}.guide-section[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0}.guide-grid[data-astro-cid-64d6bjj3]{display:grid;gap:var(--spacing-8)}.guide-article[data-astro-cid-64d6bjj3]{background:var(--color-white);padding:var(--spacing-8);border-radius:var(--border-radius-lg);box-shadow:var(--shadow)}.guide-article[data-astro-cid-64d6bjj3] h3[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-4)}.guide-article[data-astro-cid-64d6bjj3] h4[data-astro-cid-64d6bjj3]{color:var(--color-primary);margin:var(--spacing-6) 0 var(--spacing-3) 0}.cost-breakdown[data-astro-cid-64d6bjj3]{display:grid;gap:var(--spacing-3);margin-top:var(--spacing-4)}.cost-item[data-astro-cid-64d6bjj3]{display:flex;justify-content:space-between;padding:var(--spacing-3);background:var(--color-gray-50);border-radius:var(--border-radius)}.lender-types[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-4);margin-top:var(--spacing-4)}.lender-type[data-astro-cid-64d6bjj3]{padding:var(--spacing-4);background:var(--color-gray-50);border-radius:var(--border-radius)}.lender-type[data-astro-cid-64d6bjj3] h4[data-astro-cid-64d6bjj3]{color:var(--color-primary);margin-bottom:var(--spacing-2)}.faq-section[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0;background:var(--color-gray-50)}.faq-grid[data-astro-cid-64d6bjj3]{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:var(--spacing-6)}.faq-item[data-astro-cid-64d6bjj3]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow)}.faq-question[data-astro-cid-64d6bjj3]{color:var(--color-secondary);margin-bottom:var(--spacing-3);font-size:1.125rem}.faq-answer[data-astro-cid-64d6bjj3]{color:var(--color-gray-700);margin:0}.cta-section[data-astro-cid-64d6bjj3]{padding:var(--spacing-16) 0;background:linear-gradient(135deg,var(--color-primary) 0%,#c20707 100%);color:var(--color-white);text-align:center}.cta-content[data-astro-cid-64d6bjj3] h2[data-astro-cid-64d6bjj3]{color:var(--color-white);margin-bottom:var(--spacing-4)}.cta-content[data-astro-cid-64d6bjj3] p[data-astro-cid-64d6bjj3]{font-size:1.125rem;margin-bottom:var(--spacing-6);color:#ffffffe6}.cta-buttons[data-astro-cid-64d6bjj3]{display:flex;gap:var(--spacing-4);justify-content:center;flex-wrap:wrap}.cta-buttons[data-astro-cid-64d6bjj3] .btn-secondary[data-astro-cid-64d6bjj3]{background:transparent;border:2px solid white;color:#fff}.cta-buttons[data-astro-cid-64d6bjj3] .btn-secondary[data-astro-cid-64d6bjj3]:hover{background:#fff;color:var(--color-primary)}@media (max-width: 768px){.hero-title[data-astro-cid-64d6bjj3]{font-size:2rem}.hero-benefits[data-astro-cid-64d6bjj3]{grid-template-columns:1fr}.hero-cta[data-astro-cid-64d6bjj3]{flex-direction:column;align-items:center}.location-grid[data-astro-cid-64d6bjj3],.benefits-grid[data-astro-cid-64d6bjj3],.faq-grid[data-astro-cid-64d6bjj3]{grid-template-columns:1fr}.cta-buttons[data-astro-cid-64d6bjj3]{flex-direction:column;align-items:center}}