.breadcrumb[data-astro-cid-yfs6vlmh]{background-color:var(--color-gray-100);padding:var(--spacing-3) 0;font-size:.875rem}.breadcrumb[data-astro-cid-yfs6vlmh] a[data-astro-cid-yfs6vlmh]{color:var(--color-primary)}.bad-credit-hero[data-astro-cid-yfs6vlmh]{background:var(--color-white);color:var(--color-secondary);padding:var(--spacing-16) 0;text-align:center;border-bottom:1px solid var(--color-gray-200)}.hero-title[data-astro-cid-yfs6vlmh]{font-size:2.5rem;font-weight:700;margin-bottom:var(--spacing-6);color:var(--color-secondary)}.hero-description[data-astro-cid-yfs6vlmh]{font-size:1.25rem;margin-bottom:var(--spacing-8);color:var(--color-gray-700);max-width:800px;margin-left:auto;margin-right:auto}.section-title[data-astro-cid-yfs6vlmh]{font-size:2rem;font-weight:700;color:var(--color-secondary);text-align:center;margin-bottom:var(--spacing-6)}.section-description[data-astro-cid-yfs6vlmh]{text-align:center;color:var(--color-gray-600);margin-bottom:var(--spacing-8);font-size:1.125rem}.content-grid[data-astro-cid-yfs6vlmh]{max-width:800px;margin:0 auto}.main-content[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin-bottom:var(--spacing-4);line-height:1.6}.credit-table[data-astro-cid-yfs6vlmh]{background:var(--color-white);padding:var(--spacing-8);border-radius:var(--border-radius-lg);box-shadow:var(--shadow);margin-bottom:var(--spacing-6)}.credit-table[data-astro-cid-yfs6vlmh] h3[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-4);text-align:center}.table-container[data-astro-cid-yfs6vlmh]{overflow-x:auto}.credit-score-table[data-astro-cid-yfs6vlmh]{width:100%;border-collapse:collapse}.credit-score-table[data-astro-cid-yfs6vlmh] th[data-astro-cid-yfs6vlmh]{background:var(--color-gray-50);padding:var(--spacing-4);text-align:left;font-weight:700;color:var(--color-secondary);border-bottom:2px solid var(--color-gray-200)}.credit-score-table[data-astro-cid-yfs6vlmh] td[data-astro-cid-yfs6vlmh]{padding:var(--spacing-4);border-bottom:1px solid var(--color-gray-200)}.credit-impact[data-astro-cid-yfs6vlmh]{background:var(--color-gray-50);padding:var(--spacing-4);border-radius:var(--border-radius);text-align:center}.credit-impact[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin:0;font-style:italic}.timeline-grid[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-6)}.timeline-item[data-astro-cid-yfs6vlmh]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow);text-align:center}.timeline-item[data-astro-cid-yfs6vlmh] h3[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-3)}.timeline-duration[data-astro-cid-yfs6vlmh]{font-size:2rem;font-weight:700;color:var(--color-primary);margin-bottom:var(--spacing-3)}.timeline-item[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin:0}.qualifying-grid[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-6)}.qualifying-card[data-astro-cid-yfs6vlmh]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow)}.qualifying-card[data-astro-cid-yfs6vlmh] h3[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-3)}.qualifying-card[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin:0}.content-grid[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:var(--spacing-8)}.purchase-section[data-astro-cid-yfs6vlmh],.refinance-section[data-astro-cid-yfs6vlmh]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow)}.purchase-section[data-astro-cid-yfs6vlmh] h2[data-astro-cid-yfs6vlmh],.refinance-section[data-astro-cid-yfs6vlmh] h2[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-4)}.key-points[data-astro-cid-yfs6vlmh]{display:grid;gap:var(--spacing-4);margin-top:var(--spacing-4)}.point-item[data-astro-cid-yfs6vlmh]{background:var(--color-gray-50);padding:var(--spacing-4);border-radius:var(--border-radius)}.point-item[data-astro-cid-yfs6vlmh] h4[data-astro-cid-yfs6vlmh]{color:var(--color-primary);margin-bottom:var(--spacing-2)}.point-item[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin:0}.refinance-benefits[data-astro-cid-yfs6vlmh] h4[data-astro-cid-yfs6vlmh]{color:var(--color-primary);margin-bottom:var(--spacing-3)}.refinance-benefits[data-astro-cid-yfs6vlmh] ul[data-astro-cid-yfs6vlmh]{margin:0;padding-left:var(--spacing-5)}.refinance-benefits[data-astro-cid-yfs6vlmh] li[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin-bottom:var(--spacing-2)}.province-sections[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:var(--spacing-8)}.province-section[data-astro-cid-yfs6vlmh] h3[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-4)}.cities-grid[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:var(--spacing-2);margin-bottom:var(--spacing-4)}.city-link[data-astro-cid-yfs6vlmh]{color:var(--color-primary);text-decoration:none;padding:var(--spacing-2);border-radius:var(--border-radius);transition:background-color .2s ease;font-size:.875rem}.city-link[data-astro-cid-yfs6vlmh]:hover{background:var(--color-gray-100);text-decoration:none}.view-all[data-astro-cid-yfs6vlmh]{text-align:center}.testimonials-grid[data-astro-cid-yfs6vlmh]{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:var(--spacing-6)}.testimonial-card[data-astro-cid-yfs6vlmh]{background:var(--color-white);padding:var(--spacing-6);border-radius:var(--border-radius-lg);box-shadow:var(--shadow)}.stars[data-astro-cid-yfs6vlmh]{margin-bottom:var(--spacing-3);font-size:1.25rem}.testimonial-text[data-astro-cid-yfs6vlmh]{color:var(--color-gray-700);margin-bottom:var(--spacing-4);font-style:italic}.testimonial-author[data-astro-cid-yfs6vlmh] strong[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);display:block}.testimonial-author[data-astro-cid-yfs6vlmh] span[data-astro-cid-yfs6vlmh]{color:var(--color-gray-600);font-size:.875rem}.cta-content[data-astro-cid-yfs6vlmh]{text-align:center}.cta-content[data-astro-cid-yfs6vlmh] h2[data-astro-cid-yfs6vlmh]{color:var(--color-secondary);margin-bottom:var(--spacing-3)}.cta-content[data-astro-cid-yfs6vlmh] p[data-astro-cid-yfs6vlmh]{color:var(--color-gray-600);margin-bottom:var(--spacing-6)}@media (max-width: 768px){.hero-title[data-astro-cid-yfs6vlmh]{font-size:2rem}.content-grid[data-astro-cid-yfs6vlmh],.province-sections[data-astro-cid-yfs6vlmh]{grid-template-columns:1fr}.cities-grid[data-astro-cid-yfs6vlmh]{grid-template-columns:repeat(2,1fr)}.testimonials-grid[data-astro-cid-yfs6vlmh]{grid-template-columns:1fr}}